Dina is an expert in foreclosures, REO, bank owned homes, short sales or any other type of distressed sale situation. She saved me at least $7,000 by encouraging us to go lower on our initial offer. She is the only agent in Livingston County that starts watching properties at the time of foreclosure publication, knows the auction price, tracks the redemption period, and then the REO listing. She can help you try to purchase at any time during this process: we bid on 8 homes -- at all stages of the process. Her counsel was invaluable. Even though this was my first REO purchase, I know I would have lost serious money if I had not had her help. We did really, really well. Highly recommended.